Your Journey to Land Lease Living Starts Here

Moving to Living Gems is more than a property decision — it's choosing a lifestyle. From understanding land lease living to finding your perfect home and planning for the future, we're with you every step. Clear information, genuine support, and complete transparency.

New to Land Lease Living?

You own your home outright while leasing the land. All the benefits of home ownership — without the stamp duty, exit fees, or council land rates.

It’s a unique model designed for over 50s, and it’s nothing like a retirement village. No deferred management fees, no shared equity, and you keep 100% of the capital gain when you sell.

EVERYTHING YOU NEED TO KNOW

Simply Lifechanging

Explore how land lease living works at Living Gems
Living Gems
The Model

Land Lease Living

Own your home, lease the land. A smarter ownership model designed for over 50s — with full independence, no shared equity and none of the complications of a retirement village.

Living Gems
Your Money

Financial Benefits

No stamp duty, no exit fees, no council land rates and you keep 100% of the capital gain when you sell. See how the numbers stack up against traditional home ownership and retirement villages.

Living Gems
The Process

Buying & Selling

From your first visit to moving day — and whenever you decide to move on. No complicated contracts, no lock-in and you sell whenever you choose.

Living Gems
The Difference

Why Living Gems

Resort-style facilities, genuine community, complete transparency and a maintenance team that takes care of everything. This is what over-50s living looks like when it’s done right.

Now Selling

Explore Our Communities

Resort-style over-50s living across Queensland. Find the Living Gems community that's right for you.

Living Gems Harris Crossing

Experience tropical resort living in the heart of Townsville’s Harris Crossing. With world-class facilities, low-maintenance homes and a warm community of like-minded over-50s.

Living Gems Moreton Bay

A coastal boutique resort perfectly positioned between Brisbane and the Sunshine Coast. Live like you’re on holiday every day with premium facilities designed for an active, connected lifestyle.

Living Gems Rockhampton

Active over-50s resort located in sought-after Parkhurst, with easy access to the Capricorn Coast. Experience luxurious modern homes and premium amenities all in a gated community.

Your Land Lease Questions, Answered

What is land lease living?

In land lease living, you buy and own your home outright and lease the land your home sits on. Your legal right to occupy the land is protected by Manufactured Homes (Residential Parks) Act 2003, so you have a peace of mind.

As a land lease community, you pay a weekly site fee for the right to occupy that land and access all resort facilities. There is no stamp duty, exit or deferred management fees, and you get to live in a resort-quality community.

Is land lease living the same as a retirement village?

No — and the differences are significant. In a retirement village, you typically don't own your home (you hold a licence to occupy), and when you leave, you usually pay a deferred management fee of 10–35% of your sale price to the operator. In a land lease community like Living Gems, you own your home with full legal title and lease the land, there are no exit fees, and you keep 100% of any capital gains when you sell.

What legislation protects land lease residents in Queensland?

The Manufactured Homes (Residential Parks) Act 2003 (Qld) governs all land lease communities in Queensland. It covers your rights regarding site fees, security of tenure, dispute resolution, and the limited circumstances in which a site agreement can be terminated. Site fee increases are capped under the Act at the higher of CPI or 3.5% per year. The Queensland Civil and Administrative Tribunal (QCAT) handles any disputes.

Can I be asked to leave my Living Gems home?

In practice, no — not without significant legal process and valid grounds. Your site agreement continues beyond any fixed term. An operator can only terminate a site agreement in very limited, legislatively defined circumstances (such as serious breach of community rules or abandonment of the home). Any termination is subject to QCAT oversight. This gives residents a strong, legally backed security of tenure.

What is a site fee and what does it cover?

Your weekly site fee is your payment to Living Gems to lease the land and access to all resort facilities, as well as, community maintenance and landscaping, on-site management, and security infrastructure. It does not cover your personal utilities or home insurance. Site fee increases are regulated and capped under Queensland legislation.

Do I pay stamp duty when buying a land lease home?

No. Because you are purchasing the home (a manufactured or modular dwelling) rather than buying land and a freehold title. This is one of the most significant financial advantages of the land lease model — the Property Council of Australia estimates stamp duty and related costs can reach $75,000 when downsizing through traditional freehold purchase.

Can I make changes or improvements to my home?

Generally, yes, subject to community rules and any relevant building approvals. Minor improvements and personalisation are typically permitted. Structural changes or additions usually require approval from Living Gems as the site operator and may require relevant council or building permits. Your site agreement and community rules document will outline the specific requirements.

What happens to my home if I pass away?

Your home is an asset you can pass onto family — it belongs to your estate, just like residential property. Your executor can arrange the sale of the home. There is no complex exit arrangement, no deferred fee triggered by your passing, and no requirement for the operator to repurchase the home.

What our residents think of life at Living Gems.

Take the Next Step

Living Gems

About Living Gems

Learn about our story, our values and what drives us to create Australia’s best over 50s communities.

Living Gems

Why Living Gems

Resort-style facilities, genuine community, complete transparency and zero hidden fees. See what makes us different.

Living Gems

Our Communities

Explore our resort communities across Queensland and find the one that’s right for you.

Have Questions?

We'd love to help you find out if land lease living at Living Gems is right for you. Get in touch or request an information pack.