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02 Aug 2018

How retirees can save thousands on living costs

You are all told how much extra time you will have on your hands in retirement to enjoy the things you love; however, imagine how much you could end up paying for things such as maintenance and recreational activities when you are no longer working.

Many retirement villages charge multiple service fees to residents that cover the cost of general maintenance, lifestyle activities and overall management costs of running the village. In addition, residents may be charged an entry fee and an exit fee (otherwise known as a deferred management fee). All this on top of a unit purchase which could be anywhere between $300,000 – $700,000 +.

At Living Gems Lifestyle Resorts, the fee structure is very transparent. One weekly fee (in addition to normal suburban-like utilities charges) on top of the house purchase, with an architecturally two bedroom home costing as little as $350,000.

There are no entry fees, no deferred management fees and no stamp duty. Homeowners own their own homes outright. On selling, the homeowner retains the sale price of their home plus any capital gain during their residency.

The only ongoing cost to residents is a weekly site fee. This fee provides exclusive access to over 20 resort-style recreational facilities including a swimming pool, sauna, lawn bowls, tennis court and a premium country club. It also covers your site fee, general garden maintenance and access to management.

According to the Australian Government Securities & Investment Money Smart website (, to retire modestly a couple needs approximately $39,000 per annum. Below is a list of costs that you may expect to pay if you want to maintain a certain lifestyle in retirement.

Activity Cost (per annum)
Gym membership $1,500 +
Tennis club membership $150+
Lawn bowls $450 +
Golf membership $630+
Swimming membership $425 +
Social – movies, ten pin bowling, etc $1,500 +
Garden maintenance $1,200 +
Pool maintenance $1,500 +


If you were to pay for these things individually you could be up for a lot more money than you expect.

Not only do active residents have access to a plethora of activities when they move to a Living Gems Lifestyle Resort, they also have the convenience of having everything on their doorstep.

One special feature of Living Gems resorts is the world class country clubs. The country clubs are the social hub of each resort, providing a stylish and convivial space for residents to get together regularly for a drink or a bite to eat. Each country club houses a lounge, bar, ballroom and cinema.

At Living Gem’s newest resorts, residents will also enjoy access to a heated pool, spa, sauna, BBQ pavilion, gym, bowling green, tennis court, hair salon, games room, library, workshop and art and craft room. Living Gems Caboolture, Toowoomba and Pacific Paradise resorts also have golf simulators and Caboolture has a purpose built ten pin bowling alley for residents to enjoy.

Family-owned and operated, Living Gems Lifestyle Resorts has successfully created, developed and managed affordable over 50’s lifestyle resorts for more than thirty years.

With eight stunning properties to choose from across south east Queensland, Living Gems Lifestyle Resorts provide homeowners with a quality of life and greater certainty than ever before. What a great investment!

For more information on your slice of the good life and to arrange a tour call 1800 785 594 or visit