Smiling woman at home

New to Land Lease Living?

Many of our residents had never heard of land lease communities before discovering Living Gems. It’s a unique ownership model designed specifically for over-50s: you own your luxury home outright while leasing the land, giving you all the benefits of home ownership without the hassles. 

No stamp duty, no exit fees, no council rates, and resort-style amenities included. It’s home ownership, reimagined for retirement. 

  • Own your home, keep 100% of capital gains 
  • Save $25,000-$50,000+ with no stamp duty 
  • Transparent, predictable site fees 
  • Resort amenities and maintenance included 
Welcome to Living Gems

How to Buy at Living Gems

We make the buying process simple and transparent. Here's your journey from first visit to moving day.

1

Explore Your Options

Visit communities, tour homes, and discover which Living Gems resort feels like home.

Learn More
2

The Purchase Process

From offer to contracts, we guide you through every step with clear information and expert support.

See the Process
3

Financing Your Home

Cash purchase, home loan, or combination? Explore your financing options and understand the benefits.

Explore Financing
4

What to Look For

Know what to check when viewing homes and communities to make a confident, informed decision.

Download Checklist

Our Difference

At Living Gems, we've created something special: luxury communities where people genuinely thrive. Here's what sets us apart.

Complete Cost Transperancy

At Living Gems, there are no hidden fees or surprise charges. Here’s what you’ll pay—and more importantly, what you won’t. 

What You’ll Love: 

  • No stamp duty (save $25,000-$50,000+)No exit fees when you sellTransparent site fees covering amenities, maintenance, and moreNo council rates
  • You lease the land — paying a transparent weekly site fee that covers community maintenance, facilities, and management.
  • You keep the capital gains — no exit fees, no stamp duty, and your home is 100% yours to sell when the time is right.

Selling Your Home

Flexibility When Life Changes

Life evolves, and your living arrangements should too. At Living Gems, you're never locked in. Sell whenever you choose, keep every dollar of the proceeds, and move on with complete freedom.

Happy couple celebrating their home sale

Our No Exit Fee Promise

Unlike retirement villages that charge 20-30% exit fees, Living Gems charges zero. When you sell your home, you keep 100% of the sale price plus all capital gains. No deferred management fees, no hidden charges, no surprises.

What this means for you:

  • Complete financial freedom to sell when ready
  • Full proceeds go to you or your estate
  • No penalties for choosing to move
  • Your home is your asset—completely

Example: On a $650,000 home sale, a typical retirement village would take $130,000-$195,000 in exit fees. At Living Gems, you keep all $650,000 plus any increase in value.

Learn About No Exit Fees
For sale sign in front of a beautiful home

The Selling Process

Selling your Living Gems home is straightforward. You can sell privately, use a real estate agent, or we can assist in connecting you with buyers within our network of prospective residents.

The process:

  1. Decide you're ready to sell
  2. Choose your selling method (private, agent, or our assistance)
  3. List your home at your desired price
  4. Manage viewings and negotiations
  5. Settlement and handover

On average, Living Gems homes sell within competitive timeframes, and because you own the property outright, the process is just like selling any home—with no approval needed from us.

Explore the Selling Process

Everything You Need To Know

Comprehensive guides covering land lease basics, financial benefits, site fees, community rules, tenure security, and our no-exit-fee selling process

Why Living Gems?

What is Living Gems?

Living Gems is a lifestyle resort made for over-50s who might be done with work — but definitely not done with life.

Our communities are full of people who are active, independent and up for just about anything. You’ll own a stylish, quality-built home packed with the kind of inclusions other places call ‘extras’ — think solar power, energy-efficient appliances and more.

You’ll also enjoy peace of mind thanks to on-site management, plus some pretty incredible resort-style facilities right on your doorstep, like:

  • a grand ballroom and theatre stage
  • bar and lounge
  • games room
  • cinema
  • library
  • art and craft studio
  • music room
  • gym
  • heated pool, spa and sauna
  • BBQ pavilion
  • and plenty more

Best bit? It’s all surprisingly affordable thanks to our land lease model — your rights are protected under Queensland Government law, and there are no hidden surprises.

Where are Living Gems resorts located?

Living Gems resorts are built in places people genuinely want to live — where natural beauty meets vibrant community, and everything you need is close by, from shops and cafes to medical services.

After creating ten thriving lifestyle resorts across Queensland, we’re stepping into an exciting new chapter. With three new developments in the works — and more to come — the Living Gems story is only getting better.

Can I buy at Living Gems?

Absolutely — and only homeowners live here. That means no renters, no investors — just real neighbours building a real community.

Living Gems uses a land lease model. You own your home, while leasing the land it’s on. That means:

  • no stamp duty
  • no exit or deferred management fees
  • 100 percent of any capital gains are yours if you sell

The only ongoing costs are:

  • your usual household bills (solar power helps keep electricity costs down), and
  • a weekly site fee that covers everything from garden maintenance to resort facilities

Your right to live here is protected by Queensland law — so you’ve got total peace of mind.

Are pets welcome?

Always. Furry, feathered or scaled — pets are part of the family, and they’re more than welcome here.

Can family and friends stay?

Of course! Friends, kids, grandkids — we’re all about welcoming the people you love.

Are there site fees?

Yes — but they’re affordable and straightforward. Site fees are billed monthly and go toward the upkeep of the resort, including all those amazing facilities.

And good news — if you hold a Department of Veterans’ Affairs or Australian Pension Card, you could be eligible for a Federal Government rebate.

Can I store my boat or caravan?

Many of our resorts offer on-site storage for boats, caravans and motorhomes — subject to availability. So yes, bring the toys.

What’s the difference between a retirement village and a Living Gems resort?

We’re not a retirement village — and we’re proud of it.

Living Gems is all about lifestyle. It’s for over-50s who might have stopped working but aren’t ready to slow down. Here, independence matters, travel is easy (thanks to lock-up-and-leave convenience), and life is full of community, connection, and choice.

Can you rent in a Living Gems resort?

Nope. All our homes are owner-occupied — no rentals, no investors. That’s part of what makes our communities feel so grounded and connected.

Do you pay rates in a Living Gems resort?

No council rates here. Everything is covered in your weekly site fee — simple.

Are there any exit fees I should know about?

None. Zip. Nada. When you sell, it’s your home and your money — including 100 percent of any capital gains.

Do you pay stamp duty when moving to a Living Gems resort?

Not a cent. Because you’re buying the home (not the land), there’s no stamp duty payable.